Moni: Savings and Loans 2.2.2

Moni is a comprehensive financial management application designed to streamline planning, saving, borrowing, and investing. It offers straightforward access to business loans tailored for small and midsize enterprises (SMEs), as well as savings accounts, insurance, and investment opportunities.

The platform promotes an automated savings culture through its digital banking services and provides additional security with its Fund Insure option, ensuring payment assurance for users. Moni has been operational for over two years and is backed by positive feedback from its user base. The company prides itself on offering round-the-clock support.

With the Moni App, users are afforded the capability to:

• Establish savings for both short-term and long-term objectives.

The app allows you to:

• Create a savings account in just two minutes.
• Automate savings by linking a card for funding.
• Select a savings plan tailored to individual goals.
• Earn rewards upon achieving savings milestones.
• Benefit from competitive market interest rates.
• Securely store funds in a vault.
• Request instant withdrawals as needed.

Additionally, Moni facilitates community-based business loans that empower SMEs to attain their objectives through trust-driven lending. Users can access swift cash disbursements, borrowing up to 3 million naira at favorable interest rates.

• Receive the best available interest rates in the market.
• Obtain business loans of up to 3 million naira under competitive conditions.

The Moni Float feature enables SMEs to:

• Access business loans collaboratively with other reputable entrepreneurs.
• Select loan durations that fit their needs—daily, weekly, or monthly.
• Utilize exclusive business tools designed for growth and sustainability.

Moreover, Moni offers a Rent Now Pay Later (RNPL) option, simplifying the rent payment process:

• Move into new accommodations with your current financial resources.
• Pay your rent without any immediate cash outflow when using Moni services.

To begin your journey with Moni:

• Download the Moni App.
• Create your profile in two minutes and establish your savings plans.
• Automate your savings by adding a card for funding purposes.

This comprehensive service is offered with transparency, ensuring no hidden charges or fees are involved.